There is. When a character dies, you force the player to create a new one - but allow the player to carry over their experience points to spend on the new character. Thus the player now has a new character, with a new name, appearance, occupation, etc - but they're at the same level of power as the previous character (although that "power" might now be in a different field). Thus when Bubba the Barbarian is killed in combat, his player is able to create a Boffo the Bard, who's magical and musical abilities are at the equivilent rating as Bubba's fighting skills had been. This is also a good way of restricting advanced character concepts to experienced players only.
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