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Without really thinking about it enough, I was meaning that. You're right, the implications of collateral or lack thereof shut that down pretty well.
On the other hand, if I could earn money with the purchase, might I be able to get some sort of small-business loan? Let's say buying a buff-ass sword on WoW will set me up to gold farm or win some sort of cash-prize PvP tourney that probably doesn't exist.
A lot of this speculation is premature and a little silly, but I think it's interesting nonetheless.
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