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You're asking for something unrealistic.
You're late on a bill, how do they get a hold of you? So they have your return address, but you don't want any mail either - like an actual invoice?
No wonder you haven't found any suitors yet, they are real companies I imagine. I could see someone doing this for you for extra cash on their home computer, that's about it.
I sure as heck would want a phone number to contact you.
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