|
The big problems with loans for stuff in an MMO is that a) It's very open for debate as to whether you can actually buy something in most MMOs and b) The value of the collateral to the bank is not nearly what you're going to pay for it, because they're going to discount the value in terms of collateral by whatever risk they believe there is of being unable to recover and resell the item. If the game shuts down, bam, there goes 100% of the remaining part of the loan if you default on the loan.
Of course, you can get a loan to buy anything you want if you put up enough collateral or if, to a certain extent, you're a customer with a great credit record and a history of stability and verifiable income, but I'm assuming you meant getting a loan with the thing you're going to buy as collateral.
--matt
|