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You answered your own question. A commercial operation has its own commercial health as a very clear, obvious, financial reason to continue to operate. Nothing in life is certain, but it is a lot easier to put one's faith in a business' financial self interest than the whims of a hobbyist who might get fed up or bored at any moment.
Also, a commercial game is more likely to be able to afford (and have the financial motivation to take care of) backups, redundancies, etc.
I am only expressing my personal preference. I know there are people with different preferences than me and I am not interested in a flame war or a debate over my preference.
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