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Well, in our games, it completely depends on how good you are at playing the game. The better you are at the game, the less credits are worth, since you'll have an easier time gathering gold (in-game currency) to purchase credits with on the gold/credit market. It also depends on the current exchange rate between gold and credits (set by free market forces, since it's players doing all the buying and selling to each other). The range can be huge...up to, say, 7x less for a highly skilled player vs. a poorly skilled player, and that's without taking into account exchange rate fluctuation over time.
The process is further complicated by the fact that people value their time vastly differently and by the fact that if you're particularly skilled in a couple areas (specifically, writing and visual art) or if you lead an organization then you might be able to earn credits far, far faster due to, respectively, contests that reward writing and art quality (as opposed to volume, so there's a gigantic range of time to credits there) and in-game mechanics.
--matt
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