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That is true, but with everything you have your rare exceptions. Richter is probably the biggest merchant right now, but I think the best example was Val. I think he netted somewhere are 3k credits off his tradeskill, starting out with a few "deals" of offering services in return for the credits to beable to give the services. But that's how real life is, noone starts with the cash, they find the guys who have it and cut a deal.
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