The simple qualification we've used is that you can only apply as a top-level mortal. By that time, we've had a chance to assess your roleplaying ability (and if we haven't, we'll defer and watch), verify that you stay within the rules, etc. Also, the act of reaching our highest mortal level demonstrates at least some familiarity with our world, and we probably have a read on if you have a handle on the mechanics. You can then apply, and we will interview and get a decision to you when we have one.
If anyone else asks, we point them to a document which explains the above. Solves the request very quickly. Not exactly a big problem to deal with.
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