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If your only goal in the game is to kill other players, then yes, someone somewhere will have to send IRE some money for you to have every possible advantage in doing so. But the PvP element is the only one stongly affected by credit purchases. PvE combat can be made easier as well, but to a far lesser degree, due to the differances between player and mob combat. You don't have to buy credits to rule a city or guild, for example. Nor will buying them help you in attaining that rank.
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